Analisis Kebijakan Kredit Usaha Pada Bank BRI Kantor Cabang Pembantu Mega Mas Manado

Abstract

Analisis Kebijakan Kredit Usaha Pada Bank BRI
Kantor Cabang Pembantu Mega Mas Manado
Oleh:
Febri Karauwan
Abstract : Credit service activities are considered very important and strategic role in the
banking indesti credit management resulted in a point of major concern for management
in which the main goal is to bank credit management can maximize the performance of
the health of the banks themselves by increasing the quantity and quality of credit. Object
of this study, namely. Bank Rakyat Indonesia (Persero) Tbk. Branch Office Mega Mas
Manado with quantitative data collection techniques with direct interviewing. In 2009 to
2011 amounted to 125 debtors and debtors are 5 traffic, from 125 debtors can be grouped
that from 2009 to 2011 BRI Branch Office received 89 Mega Mas Manado borrowers in
loans classified as medium and 36 borrowers in the grade a great credit. Bank BRI Branch
Office Mega Mas manado turns way better analyze the debtor's financial cukub because
from 2009 to 2011 only 5 are jammed even then not include an auction, it is better than
the first specialized bank AO (Officer acount) more careful in credit control.
Keywords: Business KebijakanKredit