KAIHATU, Thomas Stefanus. THE INFLUENCE OF TAM FACTORS ON THE INTEREST OF PAY LATER USERS. JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi)., [S. l.], v. 10, n. 1, p. 162–173, 2023. DOI: 10.35794/jmbi.v10i1.47351. Disponível em: https://ejournal.unsrat.ac.id/v3/index.php/jmbi/article/view/47351. Acesso em: 4 feb. 2026.