KEZIA PEARLY SEMBEL; DELIYANA, Sita. ANALISIS DETERMINAN DIGITAL FINANCIAL LITERACY : PERBANDINGAN GENERASI Z DAN Y . JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi)., [S. l.], v. 10, n. 2, p. 1436–1450, 2023. DOI: 10.35794/jmbi.v10i2.50385. Disponível em: https://ejournal.unsrat.ac.id/v3/index.php/jmbi/article/view/50385. Acesso em: 15 jan. 2026.