“THE INFLUENCE OF FINANCIAL TECHNOLOGY ON BUMN BANKING PROFITABILITY 2014-2019 PERIOD”. 2022. JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis Dan Inovasi Universitas Sam Ratulangi). 9 (3): 1426-39. https://doi.org/10.35794/jmbi.v9i3.44105.