“Analysis of Factors Influencing Intention To Use of Atome Application Among Students At Surabaya University”. 2023. JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis Dan Inovasi Universitas Sam Ratulangi). 10 (1): 43-63. https://doi.org/10.35794/jmbi.v10i1.44286.