“DRIVING SUPPLY CHAIN FINANCE ADOPTION: EXPLORING THE INTERPLAY OF INNOVATION CAPABILITIES AND MARKET RESPONSE ” (2023) JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi), 10(2), pp. 1424–1435. doi:10.35794/jmbi.v10i2.50152.