“THE EFFECT OF FINANCIAL STRESS AND COPING MECHANISMS ON EMPLOYEE PERFORMANCE: A LITERATURE REVIEW ” (2025) JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi), 12(2), pp. 1172–1181. doi:10.35794/jmbi.v12i2.64006.