Prihantono, Gigih . “IMPACT MICROFINANCE CREDIT ACCESS TO IMPROVE HOUSEHOLD WELFARE : EVIDENCE LONGITUDINAL DATA”. JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). 4, no. 2 (October 13, 2017). Accessed January 18, 2026. https://ejournal.unsrat.ac.id/v3/index.php/jmbi/article/view/17979.