Septania, Tamara, and Gladys Greselda Gosal. “THE MEDIATING ROLE OF FINANCIAL LITERACY AND FINANCIAL RISK TOLERANCE IN PARENTAL FINANCIAL TEACHING ON FINANCIAL ATTITUDES OF BUY NOW PAY LATER USERS IN GENERATION Z IN INDONESIA”. JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). 12, no. 1 (January 30, 2025): 64–76. Accessed April 3, 2025. https://ejournal.unsrat.ac.id/v3/index.php/jmbi/article/view/60391.