Pratista, Bilqis, and Dwi Martutiningrum. “BANKING PADA GENERASI Y DAN Z”. JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). 12, no. 1 (March 10, 2025): 249–271. Accessed March 22, 2026. https://ejournal.unsrat.ac.id/v3/index.php/jmbi/article/view/61361.