1.
Kaihatu TS. THE INFLUENCE OF TAM FACTORS ON THE INTEREST OF PAY LATER USERS. JMBI UNSRAT [Internet]. 2023 Feb. 20 [cited 2026 Feb. 4];10(1):162-73. Available from: https://ejournal.unsrat.ac.id/v3/index.php/jmbi/article/view/47351