JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi).

ANALISIS BIBLIOMETRIK: TREN DAN PERSPEKTIF PENELITIAN PENDIDIKAN PEDAGOGI DI ERA DIGITAL (2014-2024)

Andry Rivan Sumara — 2025-01-30

The examination of pedagogy is crucial due to its substantial influence on educational learning frameworks. Digital advancements profoundly affect pedagogical methodologies. Consequently, comprehensive investigations regarding pedagogical research trends in the digital era over the past ten years are essential. A bibliometric analysis seeks to delineate research pertaining to pedagogy within the digital context. Data is sourced from the Scopus database, focusing on educational and digital subjects, specifically through queries of "Pedagogical," "E-learning," and "Education" in English, encompassing published articles. The data extraction yielded 1,996 articles for subsequent analysis. Findings indicate a notable surge in research publications from 2014 to 2024. The United States leads in the volume of publications related to e-Learning pedagogy. VOSViewer facilitates the aggregation of prevalent keywords, revealing four distinct clusters. Prominent keywords identified include "Pedagogy," "E-learning," and "Education”.

THE INFLUENCE OF WORK CULTURE AND INCENTIVES ON EMPLOYEE PRODUCTIVITY PRIMEBIZ HOTEL SURABAYA WITH WORK LIFE BALANCE AS A MODERATION VARIABLE

Bruce Dame Dhea Berlian — 2025-01-30

Abstract. Indonesia is a maritime country that has a variety of beautiful natural attractions, so lodging places such as hotels, villas, and so on are growing rapidly because it can indeed be a business field in the tourism area. Not just a place to stop over but this lodging business can also provide jobs for people. Primebiz Hotel Surabaya (PBS) is one of several in the Prime Plaza Hotels and Resorts (PPHR) national network that operates more than 13 hotels throughout Indonesia. In the world of hospitality also has a variety of unique problems in it, including examples such as Human Resources (HR) who work on the hotel premises. So that as a company engaged in the service sector, this is a challenge for Primebiz Hotel Surabaya because the productivity of its employees must be monitored in order to create good service quality for hotel consumers. This study aims to determine the effect of work culture and incentives on employee productivity with work life balance as a moderating variable. Data collection was carried out by a survey in the form of a questionnaire to Primebiz Hotel Surabaya employees as many as 65 respondents. This research is quantitative research using descriptive analysis and SEMPLS data analysis techniques with SmartPLS software to determine the relationship between variables. The results showed that only hypothesis one has a significant positive effect on employee productivity. Meanwhile, the results of hypotheses two to four do not have a significant positive effect on employee productivity.

BLOK AMBALAT ANTARA SENGKETA DAN PELUANG KERJA SAMA EKONOMI

farhan nuruzzaman — 2025-01-30

So far, descriptions of the Ambalat block have focused more on the maritime border dispute between Indonesia and Malaysia. This border dispute has been ongoing since the old order to the reform era. Even since 2005 to 2022, negotiations have stalled and are in a status quo position. This article attempts to review the dispute and the possibility of building economic and trade cooperation through the concept of joint development.

Discussion of Joint Development does not mean ignoring border disputes but rather seeking a new formulation that better meets the needs of the people in the countries in dispute. In addition to the Joint Development concept, the concept of international cooperation and the concept of developing border areas are also used. The description uses a descriptive analysis approach that attempts to describe the tendencies of the development of political phenomena in both Indonesia and Malaysia as well as a description of Joint Development and international cooperation carried out by Indonesia and Malaysia, including cross-border maritime agreements.

Keyword: Ambalat block, disputes and Joint Development

CROWDFUNDING MODEL IN INDONESIA BASED ON PROFIT SHARING PRINCIPLE WITH BLUE OCEAN STRATEGY

Christina Whidya Utami — 2025-01-30

The urgency of this research is that many SMEs in Indonesia face the constraint of limited access to capital and show a solution to overcome the problem of funding sources to finance SMEs by proposing a financing model through a crowdsourcing or crowdfunding mechanism . The crowdfunding model in this study is lending ( peer-to-peer) using the principle of profit sharing such as mudharabah which has not been widely studied.

objective of this research is to analyze whether increasing financial inclusion of SMEs through crowdfunding based on the principle of profit sharing is the right model in improving the financial aspects of SMEs in Indonesia. The second year objective is: through the ERRC ( Blue Ocean Strategy ) approach , which factors should be eliminated ( Eliminate), Reduce , Raise and Create ( ERRC ) The aim of the research in the third year is to analyze the model for increasing financial inclusion of SMEs through crowdfunding based on the principle of profit sharing with the Business Model Canvas approach .

The results of this study are based on the analysis of IFAS and EFAS shows the need for development at the internal level for crowdfunding improvement , compared to its external factors. Thus internal stakeholders such as local governments, managers become important actors for the process of strengthening profit-sharing crowdfunding .

EMPOWERING STARTUP COMPANIES WITH ARTIFICIAL INTELLIGENCE TECHNOLOGY

Akbar Firdaus — 2025-01-30

Startup companies have emerged as a crucial pillar of Indonesia's economy, owing to their ability to rapidly adapt to various situations and their role in attracting foreign investment. Currently, the number of startups in Indonesia ranks among the top six globally and contributes approximately 10% to the country's Gross Domestic Product (GDP). Nevertheless, the number of companies that have achieved unicorn and decacorn status still lags significantly behind neighboring countries such as Singapore and India. To enhance investor interest in startups, it is essential to highlight various aspects that startups offer in comparison to competitors, including products or services, market opportunities, growth potential, business models, and innovations. In this context, many startups are leveraging Artificial Intelligence (AI) technology to improve their business performance. This research aims to analyze the functions and advantages of utilizing AI within the startup ecosystem, as well as its impact on enhancing attractiveness and business performance, thereby drawing greater attention from investors. This study employs a literature review method, with the expectation that the findings will provide insights into the use of AI for empowering startups in enhancing their business performance.

Keywords : Startup, Artificial Intelligence, Business Performance

PENGARUH BAURAN PEMASARAN DAN CITRA MEREK TERHADAP MINAT BELI YANG DIMEDIASI OLEH EFEK PAMER PADA MOBIL LISTRIK WULING DI KUMALA MANADO

Mevander Mark Muntu — 2025-01-30

This study examines the influence of the marketing mix and brand image on purchase intention, with conspicuous consumption (Veblen Effect) as a mediating variable, in the case of Wuling electric vehicles (EVs) in Kumala Manado. The research is motivated by the growing competition in the automotive industry, particularly for new entrants such as Wuling Motors, and the unique consumer behavior in North Sulawesi, which emphasizes social status and prestige in purchasing decisions. Using a quantitative approach, the study surveyed 100 respondents to analyze the relationships between the variables. Structural Equation Modeling (SEM) with SmartPLS was employed to test the hypotheses. The results indicate that the marketing mix (product, price, place, and promotion) positively influences purchase intention both directly and through the Veblen Effect. Likewise, brand image significantly affects purchase intention and is also mediated by the Veblen Effect. The findings suggest that consumers in Manado are influenced not only by product attributes and brand perception but also by the desire to showcase social status through their purchases.

THE MEDIATING ROLE OF FINANCIAL LITERACY AND FINANCIAL RISK TOLERANCE IN PARENTAL FINANCIAL TEACHING ON FINANCIAL ATTITUDES OF BUY NOW PAY LATER USERS IN GENERATION Z IN INDONESIA

Tamara Septania — 2025-01-30

This research examines the intermediary roles of financial literacy and financial risk tolerance in the connection between parental financial teaching and the financial attitudes of Generation Z users of Buy Now Pay Later (BNPL) services in Indonesia. The study analyzed data from 199 respondents aged 18 to 26, using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings indicate that parental financial teaching significantly affects financial literacy, risk tolerance, and financial attitudes. Financial literacy was found to mediate the influence of parental teaching on financial attitudes, highlighting its essential role in fostering responsible financial behaviors. Conversely, financial risk tolerance did not demonstrate a significant mediating role, suggesting limited awareness of the risks tied to BNPL usage. These outcomes emphasize the importance of parental financial education and financial literacy in encouraging prudent financial behaviors. The study underscores the urgent need for targeted financial education to promote responsible BNPL usage among young adults.

ANALISIS RISIKO NILAI TUKAR MATA UANG ASING TERHADAP PROFITABILITAS BANK UMUM NASIONAL DI INDONESIA

Priska Basariana Panggabean — 2025-01-30

Bank’s exposure to market risks significantly affects bank's income, profit and return even though it is not its primary source of income. This study will analyze the relationship between foreign exchange rate risk using the Value at Risk method against the rate of return on assets invested by banks. The data used is sourced from data on the Net Open Position of 5 Banks in Indonesia in 2021, 2022, 2023 in 5 foreign currencies, calculated with Value at Risk approach in portfolio currencies, as the independent variables. Regression analysis was carried out simultaneously with the financial ratios of CAR, NPL, and NIM as control variables. The results obtained showed that the increase in foreign exchange rate risk with the Value at Risk method along with CAR and NIM have a positive correlation with the increase in RoA and the NPL ratio had a negative correlation with the increase in RoA.

ANALISIS KUALITAS LAYANAN PASAR TRADISIONAL DI KOTA MANADO MENGGUNAKAN METODE FAILURE MODE AND EFFECT ANALYSIS (FMEA) DAN THEORY AND INNOVATIVE PROBLEM SOLVING (TRIZ)

Johan S.C. Neyland — 2025-01-30

Traditional markets are public service places where sellers and buyers meet who play a very important role in people's lives. To support the role of public services, identification and evaluation as well as improvement of various risk impacts are important activities for improving market operations for consumer satisfaction. Regarding the important functions of the market as mentioned above, this research aims to analyze the impact of market operational risks related to service quality using the Failure Mode and Effect Analysis (FMEA) and Theory and Innovative Problem Solving (TRIZ) methods. The stages of this research start from studying existing literature to become the basis for creating questionnaires, processing data to drawing conclusions.

The results of the research show that there is 1 risk with the highest RPN value in the Karombasan market, namely X1 sanitation is not smooth and 2 types of risks with the highest RPN in the Bersehati market, namely X11 unclear administration and licensing and The proposed improvement using the TRIZ method is the application of Inventive Principles for risk type X1 is principle number 25 namely Self-service, make an object serve itself by performing auxiliary helpful functions, for the required change of an object (either fully or partially), and X17 the solution is based on principle number 23, namely Feedback, Introduce feedback (referring back, cross-checking) to improve a process or action.

Keywords: Traditional market, Risk, FMEA, TRIZ.

ANALISIS MANAJEMEN RISIKO KEUANGAN PADA UMKM WARUNG MAKAN “TANJUNG RAYA” DI KOTA SEKADAU

Maria Junianta — 2025-01-30

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of local economies in Sekadau City, yet face financial risk management challenges. This study aims to analyze financial risk management at Tanjung Raya Food Stall. Using qualitative methods with descriptive analysis, interviews, and documentation, the results show that Tanjung Raya successfully manages financial risks through: (1) innovative menu and customer service, (2) business diversification (catering), (3) efficient cash flow and inventory management, and (4) independent working capital management. Tanjung Raya demonstrates effective financial risk management, reflecting prudent financial management and a focus on sustainability

PENGARUH SUASANA TOKO DAN KUALITAS LAYANAN TERHADAP LOYALITAS PELANGGAN

Wawan Kuswandana — 2025-01-30

Good store atmosphere and service quality can support the success of a business in reaching consumers who have the desire and action to make repeated purchases. This research focuses on how store atmosphere and service quality can affect customer loyalty. Data were collected through questionnaires distributed to 145 respondents, who had shopped at least five times at the Griya Setrasari supermarket, in Bandung City. Data analysis used linear regression analysis and the results showed that store atmosphere and service quality contributed 38.5% to customer loyalty. Recommendations are aimed at improving store atmosphere elements and employee training to create a satisfying shopping experience.

PENGARUH KNOWLEDGE MANAGEMENT TERHADAP KINERJA TENAGA PENDIDIK PADA JURUSAN ADMINISTRASI BISNIS POLITEKNIK NEGERI MANADO

Jeaneta Rumerung — 2025-01-30

Knowledge management of teaching staff as intellectual capital for organizations majoring in Business Administration has not been implemented well, knowledge sharing has not been implemented to complement the competencies of teaching staff according to needs in the learning process. The research objectives are 1. to find out the process of knowledge management in the Business Administration department, 2. to find out the influence of knowledge management on the performance of teaching staff, 3. to find out how knowledge management is implemented in improving the performance of teaching staff. The research method used in this research is descriptive and verification methods. The descriptive research method aims to create systematic, factual and accurate descriptions, images or paintings regarding the facts, characteristics and relationships between the phenomena being investigated. The analysis technique uses descriptive analysis and verification analysis, data processing uses the SPSS program. The research results show that knowledge management has a significant effect on the performance of teaching staff in the Business Administration department of the Manado State Polytechnic. Implementation of knowledge management can be pursued through increasing personal knowledge, implementing job procedures (SOP) in the academic field, and applying technology to share knowledge so that it has a positive impact on improving performance.

Keyword : Human Resource Management, Knowledge Management, Performance

THE IMPORTANCE OF TRUST IN TEACHER-STUDENT COMMUNICATION IN SCHOOL

Raja Butar Butar — 2025-03-07

The communication between teachers and students can be considered as an important type of communication since it naturally involves the topic of education, life, knowledge, etc., especially when it is conducted in the school scope. Trust has been an element in communication, which promotes understanding and collaboration between the parties involved. It is important to finally realize that trust is a powerful element for teachers and senders to achieve intended goals.

This study aims to elaborate, share and emphasize that teacher-student communication in school can be deemed effective and proper, when trust is put as the main element inside it. This study leans on the methodology of literature review where the process of summarizing, synthesizing and/or critiquing the literature are combined, identifying the developments in the topic of trust, with focus on its use between teachers and students in school.

It is true that trust is of high importance for teachers and students in doing communication when they are in school, and this situation also assures that trust is type of capital that is generally essential for interaction between parties.

PENGARUH PRINSIP-PRINSIP GOOD GOVERNMENT GOVERNANCE TERHADAP KUALITAS LAPORAN KEUANGAN YANG DI MODERASI OLEH KOMPETENSI SUMBER DAYA MANUSIA

Muksin Hadi — 2025-03-07

Abstract: This study aims to determine and test the Influence of Good Government Governance Principles on the Quality of Financial Reports Moderated by Human Resource Competence. This study uses a quantitative approach, where the data used is in the form of numbers or quantitative data that has been processed. The population that is the focus of this study is the regional apparatus that is directly involved in the management of regional finances with, The sample in this study was represented by 4 parts, each OPD was taken by 4 respondents consisting of the Head of Didas/Agency, Secretary, Treasurer, Head of Program Sub-Division/Head of Finance Sub-Division. The data collection method was carried out through survey techniques and using questionnaires. The analysis method for testing the hypothesis in this study is Smart Partial Least Squares (SmartPLS 4.0).

The test results show The test results show the influence between Accountability has a significant effect on the Quality of Financial Reports, Budget Transparency has a significant effect on the Quality of Financial Reports, Budget Participation does not have a significant effect on the Quality of Financial Reports, The test results show the influence between Human Resource Competence has a significant effect on the Quality of Financial Reports. The test results show that the influence of human resource competency is unable to moderate Accountability towards the Quality of Financial Reports and Human Resource Competence moderates Budget Participation which has a significant influence on the Quality of Financial Reports.

TECHNOLOGICAL INNOVATION: ADOPTION OF ARTIFICIAL INTELLIGENCE IN MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMES)

Relifra — 2025-03-15

This study examines the factors influencing the adoption of Artificial Intelligence (AI) technology among Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. By integrating the Technology Acceptance Model (TAM) and Unified Theory of Acceptance and Use of Technology (UTAUT), the research explores how perceived usefulness, perceived ease of use, and social influence impact MSME attitudes and behavioral intentions toward AI adoption. A quantitative method using path analysis and structural equation modeling (SEM) is employed to test the relationships between independent variables (AI adoption) and dependent variables (MSME performance), with data analysis conducted using Smart PLS 4.0 software. A quantitative approach is used to measure variables based on the Technology Acceptance Model (TAM) and the Unified Theory of Acceptance and Use of Technology (UTAUT). This study explores the factors influencing the adoption and utilization of artificial intelligence (AI) in small and medium enterprises (SMEs) using a framework combining TAM and UTAUT. The findings highlight that perceived usefulness and effectiveness positively shape attitudes toward AI, as do ease of use and effort expectancy. Ease of use also enhances perceptions of AI’s usefulness and effectiveness. Behavioral intention to adopt AI is influenced by perceived benefits, ease of use, and social influence, with gender, age, and experience moderating these effects. Attitudes toward AI strongly drive behavioral intention, which subsequently leads to actual usage. Facilitating conditions, such as technological support and infrastructure, also play a key role in enabling usage, especially for experienced users and when adoption is voluntary. These findings emphasize the importance of usability, perceived value, and contextual factors in encouraging AI adoption in SMEs.

PENGARUH BUDAYA ORGANISASI DAN KOMITMEN ORGANISASI TERHADAP KINERJA ORGANISASI DENGAN KEPUASAN KERJA SEBAGAI VARIABEL MEDIASI DI SEKRETARIAT DAERAH KABUPATEN HALMAHERA TENGAH

Sofyan Senen — 2025-03-15

Abstract: This study aims to determine the influence of organizational culture and organizational commitment on organizational performance with job satisfaction as a mediating variable. This research is a quantitative study. The population in this study is calculated using the Slovin formula so that the sample in this study was 135 respondents. The data analysis technique used is path modeling with Smart Partial Least Square (PLS) version 4 as a statistical test tool.

The results of this study indicate that: Organizational culture has a significant effect on organizational performance at the Regional Secretariat of Central Halmahera Regency, Organizational commitment does not have a significant effect on organizational performance at the Regional Secretariat of Central Halmahera Regency, Organizational culture has a significant effect on job satisfaction at the Regional Secretariat of Central Halmahera Regency, Organizational commitment has a significant effect on job satisfaction at the Regional Secretariat of Central Halmahera Regency, Job satisfaction has a significant effect on organizational performance at the Regional Secretariat of Central Halmahera Regency, Organizational culture has a significant effect on organizational performance through job satisfaction as a mediating variable at the Regional Secretariat of Central Halmahera Regency and Organizational commitment does not have a significant effect on organizational performance through job satisfaction as a mediating variable at the Regional Secretariat of Central Halmahera Regency.