; ; . JURNAL PEMBANGUNAN EKONOMI DAN KEUANGAN DAERAH, [S. l.], v. 20, n. 2, p. 94–103, 2021. DOI: 10.35794/jpekd.32792.20.2.2019. Disponível em: https://ejournal.unsrat.ac.id/v3/index.php/jpekd/article/view/32792. Acesso em: 15 jan. 2026.