; ; . JURNAL PEMBANGUNAN EKONOMI DAN KEUANGAN DAERAH, [S. l.], v. 20, n. 3, p. 48–59, 2021. DOI: 10.35794/jpekd.32798.20.3.2019. Disponível em: https://ejournal.unsrat.ac.id/v3/index.php/jpekd/article/view/32798. Acesso em: 15 jan. 2026.