ojs2 has produced an error Message: WARNING: include(/home/webserv/ejournal-web/cache/fc-pluginSettings-47-objectsforreviewplugin.php): failed to open stream: No such file or directory In file: /home/webserv/ejournal-web/lib/pkp/classes/cache/FileCache.inc.php At line: 44 Stacktrace: File: /home/webserv/ejournal-web/lib/pkp/classes/cache/FileCache.inc.php line 44 Function: PKPApplication->errorHandler(2, "include(/home/webserv/ejournal-web/cache/fc-pluginSettings-47-objectsforreviewplugin.php): failed to open stream: No such file or directory", "/home/webserv/ejournal-web/lib/pkp/classes/cache/FileCache.inc.php", 44, Array(4)) File: /home/webserv/ejournal-web/lib/pkp/classes/cache/FileCache.inc.php line 44 Function: FileCache::FileCache() File: /home/webserv/ejournal-web/lib/pkp/classes/cache/CacheManager.inc.php line 47 Function: FileCache->FileCache("pluginSettings-47", "objectsforreviewplugin", Array(2), "/home/webserv/ejournal-web/cache") File: /home/webserv/ejournal-web/classes/plugins/PluginSettingsDAO.inc.php line 33 Function: CacheManager->getFileCache("pluginSettings-47", "objectsforreviewplugin", Array(2)) File: /home/webserv/ejournal-web/classes/plugins/PluginSettingsDAO.inc.php line 49 Function: PluginSettingsDAO->_getCache("47", "objectsforreviewplugin") File: (unknown) line (unknown) Function: PluginSettingsDAO->getSetting("47", "objectsforreviewplugin", "enabled") File: /home/webserv/ejournal-web/lib/pkp/classes/plugins/PKPPlugin.inc.php line 376 Function: call_user_func_array(Array(2), Array(3)) File: /home/webserv/ejournal-web/lib/pkp/classes/plugins/LazyLoadPlugin.inc.php line 69 Function: PKPPlugin->getContextSpecificSetting(Array(1), "enabled") File: /home/webserv/ejournal-web/plugins/generic/objectsForReview/ObjectsForReviewPlugin.inc.php line 57 Function: LazyLoadPlugin->getEnabled() File: /home/webserv/ejournal-web/lib/pkp/classes/plugins/PluginRegistry.inc.php line 66 Function: ObjectsForReviewPlugin->register("generic", "plugins/generic/objectsForReview") File: /home/webserv/ejournal-web/lib/pkp/classes/plugins/PluginRegistry.inc.php line 137 Function: PluginRegistry->register("generic", Object(ObjectsForReviewPlugin), "plugins/generic/objectsForReview") File: /home/webserv/ejournal-web/lib/pkp/classes/core/Dispatcher.inc.php line 132 Function: PluginRegistry->loadCategory("generic", True) File: /home/webserv/ejournal-web/lib/pkp/classes/core/PKPApplication.inc.php line 178 Function: Dispatcher->dispatch(Object(Request)) File: /home/webserv/ejournal-web/index.php line 64 Function: PKPApplication->execute() Server info: OS: Linux PHP Version: 5.5.38 Apache Version: N/A DB Driver: mysql DB server version: 5.5.62-log
ojs2 has produced an error Message: WARNING: include(): Failed opening '/home/webserv/ejournal-web/cache/fc-pluginSettings-47-objectsforreviewplugin.php' for inclusion (include_path='.:/home/webserv/ejournal-web/classes:/home/webserv/ejournal-web/pages:/home/webserv/ejournal-web/lib/pkp:/home/webserv/ejournal-web/lib/pkp/classes:/home/webserv/ejournal-web/lib/pkp/pages:/home/webserv/ejournal-web/lib/pkp/lib/adodb:/home/webserv/ejournal-web/lib/pkp/lib/phputf8:/home/webserv/ejournal-web/lib/pkp/lib/pqp/classes:/home/webserv/ejournal-web/lib/pkp/lib/smarty:.:/usr/share/pear:/usr/share/php') In file: /home/webserv/ejournal-web/lib/pkp/classes/cache/FileCache.inc.php At line: 44 Stacktrace: File: /home/webserv/ejournal-web/lib/pkp/classes/cache/FileCache.inc.php line 44 Function: PKPApplication->errorHandler(2, "include(): Failed opening '/home/webserv/ejournal-web/cache/fc-pluginSettings-47-objectsforreviewplugin.php' for inclusion (include_path='.:/home/webserv/ejournal-web/classes:/home/webserv/ejournal-web/pages:/home/webserv/ejournal-web/lib/pkp:/home/webserv/ejournal-web/lib/pkp/classes:/home/webserv/ejournal-web/lib/pkp/pages:/home/webserv/ejournal-web/lib/pkp/lib/adodb:/home/webserv/ejournal-web/lib/pkp/lib/phputf8:/home/webserv/ejournal-web/lib/pkp/lib/pqp/classes:/home/webserv/ejournal-web/lib/pkp/lib/smarty:.:/usr/share/pear:/usr/share/php')", "/home/webserv/ejournal-web/lib/pkp/classes/cache/FileCache.inc.php", 44, Array(4)) File: /home/webserv/ejournal-web/lib/pkp/classes/cache/FileCache.inc.php line 44 Function: FileCache::FileCache() File: /home/webserv/ejournal-web/lib/pkp/classes/cache/CacheManager.inc.php line 47 Function: FileCache->FileCache("pluginSettings-47", "objectsforreviewplugin", Array(2), "/home/webserv/ejournal-web/cache") File: /home/webserv/ejournal-web/classes/plugins/PluginSettingsDAO.inc.php line 33 Function: CacheManager->getFileCache("pluginSettings-47", "objectsforreviewplugin", Array(2)) File: /home/webserv/ejournal-web/classes/plugins/PluginSettingsDAO.inc.php line 49 Function: PluginSettingsDAO->_getCache("47", "objectsforreviewplugin") File: (unknown) line (unknown) Function: PluginSettingsDAO->getSetting("47", "objectsforreviewplugin", "enabled") File: /home/webserv/ejournal-web/lib/pkp/classes/plugins/PKPPlugin.inc.php line 376 Function: call_user_func_array(Array(2), Array(3)) File: /home/webserv/ejournal-web/lib/pkp/classes/plugins/LazyLoadPlugin.inc.php line 69 Function: PKPPlugin->getContextSpecificSetting(Array(1), "enabled") File: /home/webserv/ejournal-web/plugins/generic/objectsForReview/ObjectsForReviewPlugin.inc.php line 57 Function: LazyLoadPlugin->getEnabled() File: /home/webserv/ejournal-web/lib/pkp/classes/plugins/PluginRegistry.inc.php line 66 Function: ObjectsForReviewPlugin->register("generic", "plugins/generic/objectsForReview") File: /home/webserv/ejournal-web/lib/pkp/classes/plugins/PluginRegistry.inc.php line 137 Function: PluginRegistry->register("generic", Object(ObjectsForReviewPlugin), "plugins/generic/objectsForReview") File: /home/webserv/ejournal-web/lib/pkp/classes/core/Dispatcher.inc.php line 132 Function: PluginRegistry->loadCategory("generic", True) File: /home/webserv/ejournal-web/lib/pkp/classes/core/PKPApplication.inc.php line 178 Function: Dispatcher->dispatch(Object(Request)) File: /home/webserv/ejournal-web/index.php line 64 Function: PKPApplication->execute() Server info: OS: Linux PHP Version: 5.5.38 Apache Version: N/A DB Driver: mysql DB server version: 5.5.62-log
ojs2 has produced an error Message: WARNING: Cannot modify header information - headers already sent by (output started at /home/webserv/ejournal-web/lib/pkp/classes/core/PKPApplication.inc.php:381) In file: /home/webserv/ejournal-web/lib/pkp/classes/template/PKPTemplateManager.inc.php At line: 340 Stacktrace: File: (unknown) line (unknown) Function: PKPApplication->errorHandler(2, "Cannot modify header information - headers already sent by (output started at /home/webserv/ejournal-web/lib/pkp/classes/core/PKPApplication.inc.php:381)", "/home/webserv/ejournal-web/lib/pkp/classes/template/PKPTemplateManager.inc.php", 340, Array(7)) File: /home/webserv/ejournal-web/lib/pkp/classes/template/PKPTemplateManager.inc.php line 340 Function: header("Content-Type: text/html; charset=utf-8") File: /home/webserv/ejournal-web/pages/article/ArticleHandler.inc.php line 226 Function: PKPTemplateManager->display("article/article.tpl") File: (unknown) line (unknown) Function: ArticleHandler->view(Array(2), Object(Request)) File: /home/webserv/ejournal-web/lib/pkp/classes/core/PKPRouter.inc.php line 362 Function: call_user_func(Array(2), Array(2), Object(Request)) File: /home/webserv/ejournal-web/lib/pkp/classes/core/PKPPageRouter.inc.php line 220 Function: PKPRouter->_authorizeInitializeAndCallRequest(Array(2), Object(Request), Array(2), False) File: /home/webserv/ejournal-web/lib/pkp/classes/core/Dispatcher.inc.php line 134 Function: PKPPageRouter->route(Object(Request)) File: /home/webserv/ejournal-web/lib/pkp/classes/core/PKPApplication.inc.php line 178 Function: Dispatcher->dispatch(Object(Request)) File: /home/webserv/ejournal-web/index.php line 64 Function: PKPApplication->execute() Server info: OS: Linux PHP Version: 5.5.38 Apache Version: N/A DB Driver: mysql DB server version: 5.5.62-log
ojs2 has produced an error Message: WARNING: Cannot modify header information - headers already sent by (output started at /home/webserv/ejournal-web/lib/pkp/classes/core/PKPApplication.inc.php:381) In file: /home/webserv/ejournal-web/lib/pkp/classes/template/PKPTemplateManager.inc.php At line: 343 Stacktrace: File: (unknown) line (unknown) Function: PKPApplication->errorHandler(2, "Cannot modify header information - headers already sent by (output started at /home/webserv/ejournal-web/lib/pkp/classes/core/PKPApplication.inc.php:381)", "/home/webserv/ejournal-web/lib/pkp/classes/template/PKPTemplateManager.inc.php", 343, Array(7)) File: /home/webserv/ejournal-web/lib/pkp/classes/template/PKPTemplateManager.inc.php line 343 Function: header("Cache-Control: no-store") File: /home/webserv/ejournal-web/pages/article/ArticleHandler.inc.php line 226 Function: PKPTemplateManager->display("article/article.tpl") File: (unknown) line (unknown) Function: ArticleHandler->view(Array(2), Object(Request)) File: /home/webserv/ejournal-web/lib/pkp/classes/core/PKPRouter.inc.php line 362 Function: call_user_func(Array(2), Array(2), Object(Request)) File: /home/webserv/ejournal-web/lib/pkp/classes/core/PKPPageRouter.inc.php line 220 Function: PKPRouter->_authorizeInitializeAndCallRequest(Array(2), Object(Request), Array(2), False) File: /home/webserv/ejournal-web/lib/pkp/classes/core/Dispatcher.inc.php line 134 Function: PKPPageRouter->route(Object(Request)) File: /home/webserv/ejournal-web/lib/pkp/classes/core/PKPApplication.inc.php line 178 Function: Dispatcher->dispatch(Object(Request)) File: /home/webserv/ejournal-web/index.php line 64 Function: PKPApplication->execute() Server info: OS: Linux PHP Version: 5.5.38 Apache Version: N/A DB Driver: mysql DB server version: 5.5.62-log
ANALISIS TERHADAP RESIKO HUKUM PERJANJIAN KREDIT TERKAIT PERLINDUNGAN KONSUMEN | Umboh | LEX PRIVATUM

ANALISIS TERHADAP RESIKO HUKUM PERJANJIAN KREDIT TERKAIT PERLINDUNGAN KONSUMEN

Joice Umboh, Nopesius Bawembang

Abstract


Penelitian ini bertujuan untuk mengetahui mengenai resiko-resiko yang dapat timbul dalam perjanjian kredit bank dan upaya-upaya yang dapat ditempuh untuk perlindungan bagi nasabah dari resiko dalam perjanjian kredit bank. Penelitian ini menggunakan penelitian hukum normatif yang mengacu pada norma-norma hukum yang terdapat dalam perundangundangan. Pengumpulan data melalui penelitian kepustakaan (library research) untuk memperoleh konsep, teori, pendapat atau pemikiran konseptual dan penelitian pendahulu yang berhubungan dengan telaah penelitian ini. Penelitian ini membahas mengenai resiko perjanjian kredit bank, resiko terhadap bank, resiko terhadap debitur, serta upaya perlindungan nasabah. Kesimpulan dari penelitian ini yaitu resiko dapat yang terdapat dalam perjanjian kredit bank dapat dilihat dari dua sisi, yaitu resiko yang ditanggung oleh bank sebagai kreditur dan resiko yang ditanggung olh nasabah sebagai debitur. Kemudian upaya perlindungan bagi nasabah terhadap resiko yang dialaminya dalam prjanjian kredit bank selain dilakukan dengan penerapan UUPK pasal 18, dapat juga dilakukan sesuai dengan kebijakan Bank Indonesia.

Full Text:

PDF

Refbacks

  • There are currently no refbacks.