PERANAN LEMBAGA KREDIT INFORMAL BAGI PETANI PADI SAWAH DI DESA WOLAANG KECAMATAN LANGOWAN TIMUR

Abstract

ABSTRACT
The objective of this research is to examine the role of
Informal Credit Institucions for Rice farmers inWolaang
Village Langowan East District and provide benefits, additional
knowledge, information and research is expected to provide
input for the financial management institucions.
This research using primary data and secondary data.
The sources of primary data are obtained by interviewing
lenders and loan recipients by using alist of questions
(questionnaire), while the secondary data are taken from the
Village Chief Office. Debtors and creditors sampling had been
done intentionally (purposive sampling) to the 15 debtors and the
5 creditors as respondents. Data was analyzed by using table
and Descriptive analyzes.
The results of research and discussion showedit that the
informal credit institucions had a role in providing capital for
rice farmers in the Wolaang Village Langowan East District
and made credit process more easy related lending procedures
although its interest rate washinger than the formal credit.